A harsh truth facing many South Africans is that they have not saved enough. But what do you do if you find out your partner has no retirement savings? In this article we provide some guidelines to help you make the best of this precarious situation and protect your relationship from money stress in...
Tag: income
Needs vs Wants
It is not uncommon to feel restricted when budgeting, especially if you are controlling your spending across multiple categories. However, there is a simpler solution called proportional budgeting, where you divide your monthly income into categories based on a percentage: Allocate a percentage to your needs – things that are essential Allocate a percentage...
Tame your finances to regain control of your money
Credit, in conjunction with bad spending habits, often leave many South Africans living from payday to payday. However, it is never too late to take control of your finances and free yourself from bad spending habits. Recent surveys conducted by Debt Rescue, indicate that 85% of South Africans need help, financially and emotionally as...